90 day income challenge

My 90 Day Income Challenge: Can I Make an Extra $200 a Day?

The $200 a Day Challenge (My 90-Day Experiment)

I didn’t get my blog post written this week, and honestly, that might have been a good thing. Instead of writing about marketing, websites, or plugins, I found myself thinking about something a little more personal and a little more practical.

I decided to give myself a self-imposed 90-day challenge.

I’m not going to share all the details yet, but I will share the main goal. I asked myself a simple question:

What would it take to make an extra $200 a day?

Not $6,000 a month. Not some huge business plan. Just $200 a day.

There is something about a daily number that feels more real and more obtainable. Six thousand a month sounds big. Two hundred today sounds like a problem you can actually solve.

So that’s where I started.

Step 1: Look at Where Money Is Leaking

step 1 - 90 day money challenge - where is money leaking?

The first thing I did was not try to make more money. I tried to stop wasting the money I already make.

I started looking through my expenses and found the usual suspects:

Extra domain names I’m not using
Subscriptions I forgot about
Services I signed up for and never canceled
Tools I thought I needed but never really used

It’s amazing how fast small monthly charges add up. Canceling a few things doesn’t make you rich, but it does two important things. It frees up cash, and it makes you more aware of where your money is actually going.

Before you try to earn more, make sure you’re not leaking what you already have.

Step 2: Finish What You Started

The next thing I looked at was not new ideas, but old ones.

I asked myself, what am I already working on that I could actually finish and start making money from?

In my case, I have some plugins I’ve been working on. They’re close. They just need to be finished, packaged, and offered. I also have an idea to increase my coaching by starting with a low-cost entry point for the fence sitters, and then building a process to move people into higher-level coaching over time.

In other words, instead of starting something new, I need to finish something old.

I think this is where a lot of us get stuck. We don’t have a money problem. We have a finishing problem.

Why a 90-Day Challenge?

Another reason I decided to do this now is because I realized we’re already wrapping up the first quarter of the year.

That got my attention.

A 90-day challenge means that by mid-year, if I reach my goal, I can finish out the second half of the year in a much better spot. That changes how the whole year looks.

I’m also at a point in life where I’m very aware that I’m not getting younger. I love what I do, and I plan to keep doing it for a long time, but I also know I need to be intentional about the future. There are places I want to go, things I want to see, and things I want to do while I’m still able to do them. 

This really hit home for me this week because it’s the fourth anniversary of my mom’s passing. She always had a dream to see “the Lady,” the Statue of Liberty, but it never happened. Life got busy, health got in the way, and time ran out. I don’t want to reach that point in life wishing I had done things differently. I want to reach that point and be able to say I’m glad I did.

This challenge is not just about money. It’s about options, freedom, and the future.

Want to Join Me?

If you’re reading this and this idea hits you the right way, maybe you should take the challenge too.

Set a daily goal. Not a yearly goal. Not even a monthly goal. A daily goal.

Then build a plan to reach it.

I’m also considering opening a small accountability group around this idea. Years ago, I helped with a mentorship group that had accountability built in, and the results were incredible. So I’m going to try this again, but keep it small and focused. If you want to be part of this bi-weekly accountability group, you can register here for $37 per month. I’m limiting this to the first 7 people who sign up. Sometimes, the difference between talking about goals and actually reaching them is simply knowing someone is going to ask you if you did the work.

If you want to try your own version of this challenge, here’s a simple checklist to get you started.


The 90-Day Extra Income Checklist

Use this to plan how you’re going to reach your daily income goal.

1. Set Your Daily Goal

  • How much extra per day do you want to make?
  • Multiply it by 30 to see your monthly number.
  • Multiply it by 365 to see what it means yearly.

2. Plug the Leaks

  • Cancel unused subscriptions
  • Cancel unused domains
  • Review software and services
  • Look for small monthly charges that add up
  • Reduce expenses before trying to increase income

3. List What You Already Started

  • Products not finished
  • Courses not launched
  • Books not published
  • Services not promoted
  • Ideas that are 70–90% done

4. Finish One Thing First

  • Pick the project closest to making money
  • Set a finish date
  • Do not start anything new until this is done
  • Done and selling is better than perfect and hidden

5. Create a Low-Cost Entry Offer

  • Small product
  • Mini course
  • Audit or review
  • Coaching intro session
  • Template or toolkit

6. Create an Upgrade Path

  • What happens after someone buys the small offer?
  • Can you offer coaching?
  • Can you offer a monthly service?
  • Can you offer a higher-level package?

7. Decide How You Will Get Customers

  • Email list
  • Blog posts
  • YouTube
  • Social media
  • Local networking
  • Partnerships
  • Ads

8. Track Your Daily Progress

  • How much did you make today?
  • What did you work on today that could make money tomorrow?
  • Are you moving toward your daily number?

9. Find Accountability

  • Friend
  • Business group
  • Mastermind
  • Online group
  • Weekly check-ins

10. Do It for 90 Days

  • Don’t quit at 2 weeks
  • Don’t change the goal every week
  • Stay focused
  • Adjust the plan, not the goal

If nothing else, this challenge will force me to focus, finish things, and be more intentional with my time and projects. And even if I don’t hit the exact number, I’m pretty confident I’ll be in a better spot 90 days from now than if I didn’t try at all.

And sometimes that’s really the point.

Start today. Set your number. Then go figure out how to earn it.

Best of luck with your goal. Shoot me an email and let me know how you did or are doing. 

About Frank Deardurff

My Passion is my Faith, Family, Love for Music, Art and Photography. I myself have delivered many of my own training courses as well as webinars and teleseminars for many other coaching groups. I’ve also published a book titled “50 Biggest Website Mistakes”. Having many decades of experience in various forms of graphics and IT experience and aspects of online business, my vision is to help others overcome their fears and frustration with taking their businesses online and reach the next level of success.

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